Get the credit card that suits your lifestyle with African Bank.
African Bank opened its doors in April 2016. They are committed to providing you with the simplest and most user-friendly credit cards.
They aim to live their brand purpose of ‘humanity through banking’ in everything they do. Their credit card products are not only relevant but innovative too, ensuring you always get more than what you expect in terms of value.
Their team has years of experience in the financial industry, and they use their experience and expertise to supply you with the best products available. All their employees will provide you with great customer service as well as excellent financial guidance.
African Bank will treat you with respect and you will be their highest priority. They are the preferred lender for many South Africans, and their numbers continue to grow every year.
Their values are at the core of everything they do. They are:
African Bank cares about its employees, customers, and surrounding communities.
They strive to serve you with compassion and understanding and will add a personal touch to all their services from answering the phone to helping you complete an application.
Banking has never been this easy. Make an instant impression with your African Bank credit card and bank on the go, wherever you are, online or on any mobile device.
These great services are extremely convenient, giving you access to your account information and services 24 hours a day, 7 days a week.
At African Bank, they care about your financial well-being. That is why you can get a free credit report with them, even if you don’t bank with them. Your free credit report means you are well on your way to a better credit score. This will help you to budget and also give you a clear indication of what you can afford in terms of repayments.
Your credit score and your ability to afford credit will help you to achieve your financial goals like:
Life can be unpredictable, but with Credit Life Insurance you’ll be covered for those unforeseen insurable circumstances like:
If you do not have enough time to get to the bank, African Bank has got you covered with their safe and secure online application that can be done from anywhere.
African Bank has made paying your account effortless. Payments can be made:
Fill in an application form on the African Bank website with your details and attach the documents needed like a copy of your ID, bank statements for the last three months and your payslip.
A credit check will be done before approving your application to ensure everything is in order with your credit record and affordability. This is to see whether you can afford the minimum payments required.
When your application is approved, the bank will authorise a credit card limit. This is the maximum amount available on your credit card.
Make a wise choice and choose African Bank today. A credit card with them can help you open financial doors to the future.
In our review, African Bank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.
✅ African Bank is a registered credit provider in South Africa: NCRCP5